It’s not often that I go to another country and feel like, WHOA, this is the future of _______. Coming from the United States – the home of Apple Computers, Silicon Valley, and TV channels that exist for the sole purpose of selling useless gadgets – I tend to think that my homeland is on the cutting edge of technological progress, for better or worse.
When it comes to banking, though, Sweden totally has us beat.
Internet culture defines the world of personal finance here. You do everything with your online banking site, from paying bills to sending money to friends to authorizing governmental forms. And you do it all with a little instrument called the “dosa” (due-sah).


